Mortgage Rate 2025 Chart Canada. With the bank of canada having carried out a third consecutive policy rate cut on september 4, 2025 (following two rate cuts on june 4 and july 24), and more rate cuts. 30 year mortgage rate (i:us30ymr) 6.12% for wk of oct 03 2025
Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. Expect prime rate at 6.2% by the end of 2025 and 5.45% by the end of 2025.